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Citi Personal Banking

Whatever your goals, let's get going

Personal banking solutions designed to grow with you — checking, savings, credit cards and digital tools that adapt to your life, with the flexibility and security you expect from Citi.

Personal banking
$0Monthly checking fees
24/7Online & mobile account access
$250KFDIC insurance per depositor
Comprehensive personal banking

Services built around your life

Everyday Banking

Checking Accounts

No monthly fees, free online banking, mobile check deposit, and unlimited transactions.

Grow Your Savings

Savings Accounts

Competitive interest rates, automatic savings plans, and goal-setting tools to help you save.

Rewards & Protection

Credit Cards

Rewards programs, low interest rates, fraud protection, and worldwide acceptance.

Flexible Financing

Personal Loans

Flexible terms, competitive rates, quick approval, and no prepayment penalties.

Bank Anywhere

Mobile & Online Banking

Manage accounts, transfer funds, pay bills, and deposit checks from anywhere, anytime.

Stay Protected

Security & Fraud Monitoring

256-bit encryption, multi-factor authentication, and 24/7 fraud detection on every account.

Digital banking tools
Digital Banking Features

Banking on your terms

Real-time account alerts, secure digital wallet payments, and scheduled bill pay — so you never miss a beat, wherever you are.

Explore Online Banking

Start banking better today

Open an account in minutes and enjoy premium personal banking with competitive rates and 24/7 support.