Mortgages as individual as you are
A wide range of home financing solutions with competitive rates and personalized service. Whether you're a first-time homebuyer or refinancing, our experienced mortgage specialists guide you through the entire process.
Competitive rates, flexible financing
Conventional Loans
Competitive rates and flexible terms for fixed and adjustable-rate mortgages.
FHA Loans
Lower down payment requirements and flexible credit standards.
VA Loans
Special financing for veterans and active-duty military with no down payment required.
Jumbo Loans
Financing for high-value properties with competitive rates and flexible terms.
Why choose Citi for your mortgage
- Some of the lowest mortgage rates in the industry with no hidden fees
- Streamlined application process with quick approval times
- Experienced mortgage specialists guiding you every step
- Mortgage calculators, rate comparisons, and application tracking online
Your journey to homeownership, made simple
1. Pre-Approval
Get pre-approved to understand your budget and show sellers you're serious.
2. Home Search
Work with our network of trusted real estate professionals to find your perfect home.
3. Application
Complete your mortgage application with our easy online process.
4. Closing
Close on your new home with our efficient and transparent closing process.
Start your homebuying journey
"Citi made buying our first home so much easier than we expected. The mortgage process was smooth, and the rates were unbeatable!" — David and Lisa Rodriguez, First-Time Homebuyers