@import url("https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap");

:root{
  --citi-blue:#255BE3;
  --citi-blue-dark:#0B2E6B;
  --citi-blue-darker:#081B40;
  --citi-red:#FF3C28;
  --citi-ink:#141414;
  --citi-gray:#5B6470;
  --citi-line:#E3E7EC;
  --citi-band-blue:#DCEBFC;
  --citi-band-gray:#F2F4F7;
  --citi-radius:10px;
}

.citi-page{ font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif; color:var(--citi-ink); background:#fff; }
.citi-page *{ box-sizing:border-box; }
.citi-wrap{ width:100%; max-width:1240px; margin:0 auto; padding:0 24px; }
.citi-page a{ text-decoration:none; }
.citi-page ul{ margin:0; padding:0; list-style:none; }
.citi-page img{ max-width:100%; display:block; }

/* ===== Utility bar ===== */
.citi-utility{ background:#fff; border-bottom:1px solid var(--citi-line); font-size:13px; }
.citi-utility .citi-wrap{ display:flex; align-items:flex-start; justify-content:space-between; padding:10px 24px; }
.citi-utility-left{ display:flex; align-items:center; gap:10px; }
.citi-utility-left .citi-logo-mark{ width:32px; height:32px; margin-top:2px; }
.citi-utility-left .fdic{ color:var(--citi-gray); font-size:12px; font-weight:600; display:flex; align-items:center; gap:5px; }
.citi-utility-left .fdic i{ font-size:15px; color:var(--citi-blue); }
.citi-utility-right{ display:flex; align-items:flex-start; gap:24px; }
.citi-utility-right a{ color:var(--citi-gray); display:flex; flex-direction:column; align-items:center; gap:2px; font-size:11px; font-weight:600; letter-spacing:.03em; }
.citi-utility-right a:hover{ color:var(--citi-blue); }
.citi-utility-right i{ font-size:17px; color:var(--citi-ink); }

/* ===== Primary nav ===== */
.citi-nav{ background:var(--citi-band-gray); border-bottom:1px solid var(--citi-line); position:relative; z-index:50; }
.citi-nav .citi-wrap{ display:flex; align-items:center; justify-content:space-between; height:46px; gap:24px; }
.citi-nav-links{ display:flex; align-items:center; gap:26px; }
.citi-nav-item{ position:relative; }
.citi-nav-link{ font-weight:600; font-size:13.5px; color:var(--citi-blue); padding:14px 0; display:flex; align-items:center; gap:4px; }
.citi-nav-link i{ font-size:15px; transition:transform .15s; }
.citi-nav-item:hover .citi-nav-link{ color:var(--citi-blue-dark); }
.citi-nav-item:hover .citi-nav-link i{ transform:rotate(180deg); }
.citi-dropdown{ position:absolute; top:100%; left:0; background:#fff; border:1px solid var(--citi-line); border-radius:var(--citi-radius); box-shadow:0 16px 32px rgba(20,20,20,.12); min-width:220px; padding:10px; opacity:0; visibility:hidden; transform:translateY(6px); transition:all .15s; }
.citi-nav-item:hover .citi-dropdown{ opacity:1; visibility:visible; transform:translateY(0); }
.citi-dropdown a{ display:block; padding:9px 12px; font-size:14px; font-weight:500; color:var(--citi-ink); border-radius:6px; }
.citi-dropdown a:hover{ background:var(--citi-band-gray); color:var(--citi-blue); }
.citi-nav-actions{ display:flex; align-items:center; gap:20px; }
.citi-help-link{ font-weight:600; font-size:13.5px; color:var(--citi-blue); }
.citi-help-link:hover{ color:var(--citi-blue-dark); }
.citi-btn{ display:inline-flex; align-items:center; justify-content:center; gap:8px; font-weight:700; font-size:14px; padding:11px 22px; border-radius:24px; transition:all .15s; white-space:nowrap; }
.citi-btn-primary{ background:var(--citi-blue); color:#fff; }
.citi-btn-primary:hover{ background:var(--citi-blue-dark); color:#fff; }
.citi-btn-outline{ border:1.5px solid var(--citi-blue); color:var(--citi-blue); }
.citi-btn-outline:hover{ background:var(--citi-blue); color:#fff; }
.citi-btn-ghost{ color:var(--citi-blue); font-weight:700; font-size:14px; }
.citi-nav-toggle{ display:none; background:none; border:0; font-size:26px; color:var(--citi-ink); }

/* ===== Hero ===== */
.citi-hero{ background:var(--citi-band-gray); padding:40px 0; }
.citi-hero .citi-wrap{ display:grid; grid-template-columns:1.6fr 1fr; gap:32px; align-items:start; }
.citi-hero-content{ display:flex; align-items:center; gap:32px; }
.citi-hero-text{ flex:1.2; min-width:0; }
.citi-hero-eyebrow{ text-transform:uppercase; letter-spacing:.04em; font-size:12px; font-weight:700; color:var(--citi-gray); margin-bottom:10px; display:block; }
.citi-hero-text h1{ font-size:32px; line-height:1.2; font-weight:700; margin:0 0 14px; color:var(--citi-ink); }
.citi-hero-text p{ font-size:14.5px; color:var(--citi-gray); margin:0 0 20px; max-width:420px; }
.citi-hero-image{ flex:1; min-width:0; }
.citi-hero-image img{ width:100%; max-width:280px; }

.citi-signon{ background:#fff; border:1px solid var(--citi-line); border-radius:6px; box-shadow:0 12px 28px rgba(11,46,107,.08); padding:24px; }
.citi-signon-fields{ display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-bottom:16px; }
.citi-field label{ display:block; font-size:12.5px; font-weight:600; color:var(--citi-ink); margin-bottom:6px; }
.citi-field .citi-input-wrap{ position:relative; }
.citi-field input{ width:100%; border:1.5px solid var(--citi-line); border-radius:4px; padding:10px 12px; font-size:14px; outline:0; }
.citi-field .citi-input-wrap input{ padding-right:38px; }
.citi-field input:focus{ border-color:var(--citi-blue); }
.citi-field .toggle-eye{ position:absolute; right:10px; top:50%; transform:translateY(-50%); background:none; border:0; color:var(--citi-gray); cursor:pointer; font-size:16px; }
.citi-remember{ display:flex; align-items:center; gap:8px; color:var(--citi-ink); font-weight:500; font-size:13.5px; margin-bottom:18px; }
.citi-signon .citi-btn{ width:100%; padding:12px; font-size:15px; border-radius:4px; }
.citi-signon-links{ display:flex; justify-content:space-between; margin-top:16px; font-size:12.5px; flex-wrap:wrap; gap:6px; color:var(--citi-gray); }
.citi-signon-links a{ color:var(--citi-blue); font-weight:600; }
.citi-signon-alt{ margin-top:16px; padding-top:16px; border-top:1px solid var(--citi-line); display:flex; align-items:center; gap:10px; font-size:13px; color:var(--citi-gray); }
.citi-signon-alt i{ color:var(--citi-blue); font-size:18px; background:var(--citi-band-blue); padding:8px; border-radius:6px; }
.citi-signon-alt a{ color:var(--citi-blue); font-weight:600; }

/* ===== Sub-page hero (breadcrumb + title, no sign-on form) ===== */
.citi-breadcrumb{ background:#fff; border-bottom:1px solid var(--citi-line); padding:12px 0; font-size:12.5px; }
.citi-breadcrumb .citi-wrap{ display:flex; align-items:center; gap:6px; color:var(--citi-gray); }
.citi-breadcrumb a{ color:var(--citi-gray); font-weight:600; }
.citi-breadcrumb a:hover{ color:var(--citi-blue); }
.citi-breadcrumb span.current{ color:var(--citi-ink); font-weight:600; }
.citi-breadcrumb i{ font-size:14px; }

.citi-page-hero{ background:var(--citi-band-gray); padding:48px 0; }
.citi-page-hero .citi-wrap{ display:grid; grid-template-columns:1.3fr 1fr; gap:40px; align-items:center; }
.citi-page-hero-text span.citi-hero-eyebrow{ text-transform:uppercase; letter-spacing:.04em; font-size:12px; font-weight:700; color:var(--citi-blue); margin-bottom:10px; display:block; }
.citi-page-hero-text h1{ font-size:38px; line-height:1.15; font-weight:800; margin:0 0 16px; color:var(--citi-ink); }
.citi-page-hero-text p{ font-size:16px; color:var(--citi-gray); margin:0 0 24px; max-width:460px; }
.citi-page-hero-actions{ display:flex; gap:14px; flex-wrap:wrap; }
.citi-page-hero-image img{ border-radius:16px; width:100%; }

/* ===== Stat strip ===== */
.citi-stats{ padding:36px 0; border-bottom:1px solid var(--citi-line); }
.citi-stats-row{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; text-align:center; }
.citi-stat b{ display:block; font-size:30px; font-weight:800; color:var(--citi-blue); margin-bottom:6px; }
.citi-stat span{ font-size:13.5px; color:var(--citi-gray); font-weight:500; }

/* ===== Feature list (icon + text rows) ===== */
.citi-feature-list{ display:flex; flex-direction:column; gap:22px; }
.citi-feature-item{ display:flex; align-items:flex-start; gap:16px; }
.citi-feature-item .icon{ flex-shrink:0; width:44px; height:44px; border-radius:50%; background:var(--citi-band-blue); display:flex; align-items:center; justify-content:center; font-size:20px; color:var(--citi-blue); }
.citi-feature-item h4{ font-size:16px; font-weight:700; margin:0 0 4px; }
.citi-feature-item p{ font-size:13.5px; color:var(--citi-gray); margin:0; }

/* ===== Closing CTA band ===== */
.citi-cta-band{ background:var(--citi-blue-darker); color:#fff; padding:56px 0; text-align:center; }
.citi-cta-band h2{ font-size:28px; font-weight:800; margin:0 0 12px; }
.citi-cta-band p{ font-size:15px; color:#C7D5EE; margin:0 0 26px; max-width:480px; margin-left:auto; margin-right:auto; }
.citi-cta-band .citi-cta-actions{ display:flex; gap:14px; justify-content:center; flex-wrap:wrap; }

/* ===== Quick links ===== */
.citi-quicklinks{ padding:36px 0; border-bottom:1px solid var(--citi-line); }
.citi-quicklinks-row{ display:grid; grid-template-columns:repeat(6,1fr); gap:16px; }
.citi-quicklink{ display:flex; flex-direction:column; align-items:center; gap:10px; text-align:center; padding:14px 8px; border-radius:12px; transition:background .15s; }
.citi-quicklink:hover{ background:var(--citi-band-gray); }
.citi-quicklink .icon{ width:52px; height:52px; border-radius:50%; background:var(--citi-band-blue); display:flex; align-items:center; justify-content:center; font-size:24px; color:var(--citi-blue); }
.citi-quicklink span{ font-size:13px; font-weight:600; color:var(--citi-ink); }

/* ===== Section heading ===== */
.citi-section{ padding:64px 0; }
.citi-section-head{ text-align:center; max-width:640px; margin:0 auto 40px; }
.citi-section-head span.eyebrow{ text-transform:uppercase; letter-spacing:.08em; font-size:12px; font-weight:700; color:var(--citi-blue); }
.citi-section-head h2{ font-size:30px; font-weight:800; margin:10px 0 0; }

/* ===== 3-card grid ===== */
.citi-cards-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.citi-card{ border:1px solid var(--citi-line); border-radius:10px; overflow:hidden; display:flex; flex-direction:column; padding:18px; transition:box-shadow .2s, transform .2s; }
.citi-card:hover{ box-shadow:0 20px 40px rgba(20,20,20,.10); transform:translateY(-4px); }
.citi-card span.tag{ font-size:11px; font-weight:700; color:var(--citi-gray); text-transform:uppercase; letter-spacing:.05em; margin-bottom:12px; display:block; }
.citi-card-img{ height:170px; overflow:hidden; border-radius:6px; margin-bottom:16px; }
.citi-card-img img{ width:100%; height:100%; object-fit:cover; }
.citi-card-body{ display:flex; flex-direction:column; gap:10px; flex:1; }
.citi-card-body h4{ font-size:18px; font-weight:700; margin:0; }
.citi-card-body p{ font-size:13.5px; color:var(--citi-gray); margin:0; flex:1; }
.citi-card-body .citi-btn{ align-self:flex-start; padding:9px 0; }

/* ===== Promo bands ===== */
.citi-band{ padding:64px 0; }
.citi-band .citi-wrap{ display:grid; grid-template-columns:1fr 1fr; gap:48px; align-items:center; }
.citi-band-dark{ background:var(--citi-blue-darker); color:#fff; }
.citi-band-dark .citi-band-eyebrow{ color:#8FB4FF; }
.citi-band-dark h2{ color:#fff; }
.citi-band-dark p{ color:#C7D5EE; }
.citi-band-light{ background:#fff; }
.citi-band-gray{ background:var(--citi-band-gray); }
.citi-band-blue{ background:var(--citi-band-blue); }
.citi-band-blue .citi-band-media img{ background:#0B0D12; padding:24px; }
.citi-band-eyebrow{ text-transform:uppercase; letter-spacing:.08em; font-size:12px; font-weight:700; color:var(--citi-blue); display:block; margin-bottom:12px; }
.citi-band h2{ font-size:30px; font-weight:800; margin:0 0 14px; }
.citi-band p{ font-size:15px; color:var(--citi-gray); margin:0 0 24px; max-width:440px; }
.citi-band-media img{ border-radius:16px; width:100%; }
.citi-band .reverse{ order:2; }

/* ===== Footer ===== */
.citi-footer{ background:var(--citi-ink); color:#C9CBCF; padding:56px 0 0; font-size:14px; }
.citi-footer-top{ display:flex; justify-content:space-between; gap:32px; padding-bottom:40px; border-bottom:1px solid #2B2C2E; flex-wrap:wrap; }
.citi-footer-brand img{ height:34px; margin-bottom:16px; }
.citi-footer-brand p{ max-width:280px; color:#9DA0A6; }
.citi-footer-cols{ display:grid; grid-template-columns:repeat(4,1fr); gap:32px; flex:1; max-width:760px; }
.citi-footer-col h5{ color:#fff; font-size:14px; font-weight:700; margin:0 0 14px; }
.citi-footer-col a{ color:#9DA0A6; display:block; padding:6px 0; font-size:13.5px; }
.citi-footer-col a:hover{ color:#fff; }
.citi-footer-bottom{ display:flex; justify-content:space-between; align-items:center; padding:24px 0; flex-wrap:wrap; gap:14px; }
.citi-footer-social{ display:flex; gap:14px; }
.citi-footer-social a{ width:34px; height:34px; border-radius:50%; background:#232426; display:flex; align-items:center; justify-content:center; color:#fff; }
.citi-footer-social a:hover{ background:var(--citi-blue); }
.citi-footer-apps{ display:flex; gap:10px; }
.citi-app-badge{ display:flex; align-items:center; gap:8px; border:1px solid #3A3B3D; border-radius:8px; padding:8px 14px; color:#fff; font-size:12.5px; font-weight:600; }
.citi-app-badge i{ font-size:18px; }
.citi-footer-legal{ padding:20px 0 28px; border-top:1px solid #2B2C2E; color:#7A7D82; font-size:12px; line-height:1.7; }

/* ===== Responsive ===== */
@media (max-width: 991px){
  .citi-hero .citi-wrap{ grid-template-columns:1fr; }
  .citi-hero-content{ flex-direction:column; }
  .citi-hero-image{ display:flex; justify-content:center; }
  .citi-band .citi-wrap{ grid-template-columns:1fr; }
  .citi-band .reverse{ order:0; }
  .citi-cards-grid{ grid-template-columns:1fr 1fr; }
  .citi-quicklinks-row{ grid-template-columns:repeat(3,1fr); }
  .citi-footer-cols{ grid-template-columns:repeat(2,1fr); max-width:100%; }
  .citi-nav-links, .citi-help-link{ display:none; }
  .citi-nav-toggle{ display:block; }
  .citi-page-hero .citi-wrap{ grid-template-columns:1fr; }
  .citi-page-hero-image{ order:-1; }
  .citi-stats-row{ grid-template-columns:1fr; gap:20px; }
}
@media (max-width: 767px){
  .citi-utility-left .fdic{ display:none; }
  .citi-utility-right span{ display:none; }
  .citi-hero-text h1{ font-size:26px; }
  .citi-signon-fields{ grid-template-columns:1fr; }
  .citi-cards-grid{ grid-template-columns:1fr; }
  .citi-quicklinks-row{ grid-template-columns:repeat(3,1fr); }
  .citi-footer-top{ flex-direction:column; }
  .citi-footer-cols{ grid-template-columns:1fr 1fr; }
  .citi-page-hero-text h1{ font-size:28px; }
}

/* Mobile nav drawer */
.citi-mobile-nav{ display:none; flex-direction:column; background:#fff; border-bottom:1px solid var(--citi-line); padding:8px 24px 16px; }
.citi-mobile-nav.open{ display:flex; }
.citi-mobile-nav a{ padding:12px 0; font-weight:600; color:var(--citi-ink); border-bottom:1px solid var(--citi-line); }
.citi-mobile-nav .citi-btn{ margin-top:12px; }